Self Funded Insurance Plans and Applied Behavioral Analysis

There have been some very exciting developments in the area of autism specific service, especially Applied Behavioral Analysis (ABA). In New Mexico, any person under the age of 21 with a medical diagnosis of autism may receive ABA through their private insurance or Medicaid. However, if your child is covered under insurance that is self funded (a policy that is funded by your place of employment), ABA may not be covered. If your child needs ABA services and it is not covered through you company's self-funded plans, you might look into purchasing an individual plan for your child on your New Mexico's Health Exchange which is covered by the Affordable Care Act/Obama Care. All plans on the New Mexico's Health Exchange must cover all autism specific services including ABA if they are medically necessary.